Preparation Tips & Tricks to Crack RBI Grade B Exam

Bank jobs have become the hot career choice for many young Indians during the past few years.Among the various jobs in govt. sector, RBI Grade B Officers Recruitment notification is one important event eagerly awaited by bank job aspirants.

Candidates selected for this post get to work in the nation`s highest authoritative organization – Reserve Bank of India. Due to the large number of registrations, Govt. of India along with other public sector banks implemented various measures to streamline the entire process.It included bringing in changes at various levels of the selection procedure.

Exam Pattern:
RBI Grade B officers exam will be held as Phase I & Phase II – through online mode only.

Phase I :
Phase I would contain objective type questions under four sections – General awareness, English language, Quantitative aptitude & Reasoning.This online test is for a total of 200 marks & you need to complete it within 2 hours.
RBI Grade B Phase I

Phase II:
Phase II shall be conducted three weeks after the Phase I, only for those candidates who successfully qualify in the Ist phase.It comprises of three papers.
Paper I – English (descriptive type to be answered online)
Paper II – Economic & Social Issues
Paper III – Finance & Management/ Economics/ Statistics (select any one)
Each paper carries 100 marks with a duration of 1 hr 30 mins.While the first two are compulsory, you are allowed to choose the subject for paper III.

RBI Grade B Phase II

Phase III:
This phase comprises of an interview with a panel of 4-5 Bureaucrats / Psychologists. The theme of the interview is HR and general perception of a candidate towards the nation, the government and the knowledge of the Indian and International Banking system. The interview is of 50 Marks.

Cutoff Scores:
There will be section-wise cutoffs in Phase I exam.Therefore only those candidates who have secured the minimum total score will become eligible for the IInd stage.
Based on your scores in Phase II only, shortlisting for interview will be done.
Similarly, the final merit list is to be prepared by taking into account the total marks secured in Phase II (paper I + II + III) & Interview.

Eligibility Criteria:
Age limit will be 21 – 30 years (category-wise relaxations apply)
The upper age for M.Phil & Ph.D candidates is 32 & 34 years respectively.
Must have secured 60% marks in Degree, Std.12 & Std.10 (50% for SC/ST/PWD)

Number of attempts:
Candidates belonging to unreserved i.e. General Category, who had already appeared Six times for Phase-I Examination for this post in the past, are not eligible to apply. No such restriction applies to candidates belonging to SC/ST/OBC/PWD, if the posts are reserved for them.

Section Wise Preparation Tips:
General Awareness:
This section contains 80 questions and it is also one of the scoring sections of the exam.
Revise the Committees formed by RBI and their recommendations
All the schemes should be thoroughly mugged up
The new plans and the role of RBI should be well prepared
Revise Union Budget and Economic Survey
The Credit rating agencies and their rating are useful
Revise the Economic Terms and Abbreviation
If time allows, read the NCERTs for Economic Section. Class XI and Class XII NCERTs are advised to revise.
Revise the Current Affairs of Last Six Months
Divide the topics according to your interest and study accordingly. For ex: If you are interested in International Affairs than try to cover all important news related to International Affairs first than move to other topics.
Make the synopsis of Current Events and revise it on a regular basis. Soon you will be a master in current affairs.
I assume you are preparing your own notes of current Affairs to crack this exam. If not, revise the Economy Section from a standard Magazine like Chronicle of last six months.
The Golden rule: Must practice the GA section of all the exams conducted by RBI and IBPS namely IBPS PO Mains, SBI PO Mains Exam, RBI Assistant Exam, IBPS RRB Officer & Office Assistant Exam. Many times same questions are repeated in the banking exam.
Read good magazines like Pratiyogita Darpan for Current Affairs and try to solve the GK part given in it. Read Yojana and Economical and Political Weekly (EPW).
Practise Mock Tests, Sample Paper and General Awareness Questions.

English Language:
This section contains 30 questions and it is one of the more confusing sections of the exam.
If you are weak or average in this section you need to attempt previous year questions of various Banking exams.
You should focus on: Grammar Rules, Sentence Improvements and Comprehension and practice them daily.
For scoring high in the English Language section you need to attempt Reading Comprehension questions in the exam. One RCs is expected to be asked in Exam with 8-10 Questions. So if you manage to attempt 3 to 4 questions in RC, your chances of clearing the sectional cutoff will be good. There is no any short trick for Reading Comprehension. Just one word: Practice. Practise one RC on daily basis.
In Previous year Papers, RC questions were based on Central Banks of various countries and also on China Economic crisis. Here, it is expected that same types of questions can be asked in RBI Exam. So, try to read at least one Editorial of Newspaper in a day.
Try to Practice 4-5 sets of following topics on a regular basis before the exam: Fill in the Blanks (Double Spacing), Sentence Correction and Sentence Improvement.
For improving your grammar part you can read Wren & Martin and S.P. Bakshi (Arihant)

Reasoning Ability:
This section contains 60 questions and it is one of the most scoring sections in the exam.
The reasoning section tests your analytical and logical reasoning skills i.e. your ability to interpret data and information given in the form of puzzles, brain teasers or clues and sort it to arrive at a meaningful outcome.
There is only one rule to score good marks in Logical Reasoning is Practise. The more you Practise the less you’ll waste your time in Exam and the bright will be the chances to score good marks.
Important topics:
Blood relations.
Sitting Arrangement
Coding –decoding
Input output
Inequality (x>y and y<z …)
Data sufficiency
Number series- find the next number
Assumption and inferences
Syllogism (All cats are dogs)

Quantitative Aptitude:
This section contains 30 questions and generally students find it as one of the most difficult sections in the Grade B exam.
The maths is more oriented towards data interpretation rather than conventional profit-loss type stuff. Go through the old papers of banking exams and prepare topics accordingly.
Ignore trigonometry, geometry (other than area volume perimeter), coordinate geometry and logerithms area.
Important Topics:
Operation on brackets
Linear equations
Average + alligiation
Profit, Loss, %, SI and CI : all can be solved if you’ve clear concept of % calculation.
Arithmetic and Geography progression.
TSDW (Time speed distance and Work): all can be solved using the “STD” table
Permutation, Combination, Probability

Data Interpretation (DI):
In this QA (maths) portion, they also asked Data interpretation (DI) questions worth 15 marks.
There is hardly any theory in DI, all you’ve to do is –practice.
Speed (quick calculation) is extremely important here, otherwise you might end up wasting 20+ minutes in doing barely 5 sums of DI.
Basically DI requires speed in Addition and % calculation and lot of practice from old Bank/IBPS papers.

Economic and Social Issues:
Being an engineer and with non-economics & non-finance background start your preparation with NCERTs of 11th and 12th standard.
Other most important sources for this paper are Economic Survey of India and Budget of the respective year. It helps in gaining a perspective of economic situation of our country. Do not rely on any ready made summaries. This covers static part.
For the current affair related part of this paper reading newspapers help you
For Social Issues part I read NCERT social science book and read topic wise from internet. This does not need heavy reading.

Finance and Management:
Refer the book on Indian Financial system Prof. Bharati V. Pathak (Pearson Publication).
Numerical asked in the exam caused a lot of pain to most of the candidates. Surf internet to prepare for numerical part.
For management part I use website by searching for each topic of management. Though it is mentioned in the notification from RBI that only basic questions will be asked from Management but I would say prepare in detail as paper did not have direct questions. You can use any of the books referred by RBI in the notification if you are not comfortable with online reading.

Be relaxed and try to control your interview flow. Do not hesitate in admitting if you do not know the answer.
You can perform mock interviews with your peers or someone else who can help you out.
Please mention only relevant books in the interview
Preparation Tips:
(i) Practice makes a man (or woman as the case may be) perfect. So make it a habit to daily practice questions.
(ii) Try to solve practice paper sets with a stop watch and then analyze your performance and scores. Do practice concepts of each and every section.
(iii) Instead of studying different subjects in isolation, it would be a good idea to have a group study. A study group of 3 to 5 friends will help you learn new techniques and Methods.
(iv) Try to practice 3 full-length tests.

(i) Mock Tests are the best way to check your performance.
(ii) Try to solve at least 2 question papers daily as it will help you find any difficult areas in the test papers that you have covered and need revision.
(iii) High scores in Reasoning and Quants section can be obtained only through time management and clear concepts. So, daily practice is required to get perfection in these subjects.
(iv) Mock Tests will also help you increase your speed in solving the paper, along with smooth and easy movement across sections.

(i) The main weapon to crack RBI Grade B Officers exam is the proper Time Management.
(ii) Time management and Question selection are two aspects which are a part of every RBI Grade B Officers exam.
(iii) Keep a STOP WATCH with you while you are solving the paper.
(iii) Make sure that you do not get stuck on any question and focus on going through all the questions in the section at least once. Also, be careful with your selection of the questions in each section. You are not under any compulsion to solve all questions.
(iv) Fix the TIME while attending papers. Make proper Schedule for your Study and follow it with passion.

(i) Dear aspirants, speed and accuracy is what you need to clear the RBI Grade B Officers exam exam. To perform well in Mathematics and Reasoning papers, speed and accuracy are a must.
(ii) Choose the easier section like reasoning for finishing your paper with a great speed.
(iii) Don’t get stuck on a single question it will reduce your speed so if you are not able to solve it within 1 minute than move on.

Grow positive Attitude :
You should grow positive attitude. You don’t think about failure. You should always think that you can crack this exam with other students. So you should need best preparation.

Developing Familiarity with the Syllabus
The first step prior to commencing preparation is to develop familiarity with the syllabus. Go through the syllabus well so that you can gather study resources accordingly.

Accumulate Study Resources:
The next step should be to gather study resources for the exam. With the exception of the General Ability section, all the rest are medical subjects. It is a wise approach to follow the standard textbooks of MBBS for the respective subjects and the study material utilized during MBBS since it will facilitate concept clearance.

Don’t Stuck with single question:
Do not spend too much time in solving one question. Set time for each of the question and follow the time.

Be Consistent with Your Revision:
Revising the topics at regular intervals ensures that information is retained at the time of the exam. Since a high volume of information is processed, you must revise the main topics once or twice. Frame your study schedule in such a way that you have enough time for completing at least two to three rounds of revision.

Work on your Weak Areas:
Most of the candidates focus only on the strong areas and leave the tough and uninteresting topics for the last. This greatly affects the overall performance in the exam. Identify the weaker areas and devote ample amount of time studying them. Just remember that if you leave certain topics/ sections you will lose out on marks. Every mark counts in the end.

Prepare Notes:
You must develop the habit of preparing notes since they will serve as a quick reference guide. When exam preparation reaches its peak, one does not get enough time to go through the entire topic. Taking notes will also facilitate faster and better retention.

Be Stress-free:
The candidates should remain stress-free before the exam. Any kind of stress or tension will hamper the preparation. As a result, the candidates cannot do well in the exam. It is not easy to crack any of the competitive exams so any kind of stress will bring negative impact on the performance.

Be healthy:
A sound body is the healthy sign of refreshing mind. To do well in the exam, one has to remain healthy both physically and mentally.

Reference Book:
R.S Agarwal’s book on Verbal Reasoning
MK Pandey Analytical Reasoning (BSC publication)
Golden Rule: You must practice Previous Papers question papers of banking Exams namely IBPS, SBI and RBI exams.
NCERT books
Manorama Yearbook for current affairs

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